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First Home Buyer Guide: Step 4 - Get Pre-Approval and Know Where You Stand
Pre-approval helps you understand what may be possible based on your current financial situation. It can provide clarity, confidence, and a realistic framework for your property search, helping you fo...
First Home Buyer Guide: Step 3 - Saving for Your Deposit
For many first home buyers, saving a deposit is one of the biggest challenges when buying a home. The good news is that most people don't save their deposit all at once. It's usually built up over tim...
First Home Buyer Guide: Step 2 - Understand What You Can Afford
Looking at homes online is exciting. It’s easy to start imagining yourself living in your dream home. However, before becoming too attached to a property, it’s helpful to understand your overall budge...
First Home Buyer Guide: Step 1 - Are You Ready to Buy Your First Home?
For many Kiwis, owning a home is an important financial goal. It can offer security, stability, and the opportunity to create a place that feels your own.
Dealer Finance vs. Pre-Approved FCU Car Loan: What's Actually the Difference?
Did you know? When you're buying a car, how you pay for it matters just as much as what you pay.
Most Kiwis know they need to sort finance - but many don't realise they have more than one option.
How Long Does Car Loan* Pre-Approval Last?
Start with a shortlist, not a wishlist. Before your pre-approval comes through, do your research. Know the makes, models, and price ranges you're interested in so you can move quickly once you're appr...
Personal Loan Calculator - Plan Your Borrowing with Confidence
Our Personal Loan Calculator is a simple tool that will give you an indication of what your loan repayments could look like with a First Credit Union Personal Loan.
How to Guides - Mobile Banking
Stay in control of your money no matter where you are with the First Credit Union Mobile Banking App. Our easy-to-follow guide walks you through everything you need to know to get started and make the...
Market Insight: Why Kiwis Are Switching to Member-Owned Banking
A recent consumer and member survey has revealed a significant shift in the New Zealand financial sector. A growing number of Kiwis are actively moving their accounts from traditional banks to member-...
Switching to First Credit Union: A Simple Step-by-Step Guide for Kiwis
More New Zealanders are discovering the benefits of First Credit Union: a member-owned, community-focused alternative that puts Kiwis first.
How to Guides - Internet Banking
Unlock the full potential of your Internet Banking with our straightforward how-to guide. We break down the most common tasks into simple, actionable steps.
Term Deposit Calculator - How Much Could Your Savings Grow?
Our Term Deposit calculator is a simple tool that will give you an indication of how much your savings could grow with a First Credit Union Term Deposit.