Funeral Insurance

Our Funeral Insurance offers simple, affordable cover and claims are paid quickly.

The death of a loved on is a very emotional time, but it can also be very stressful. Having a policy in place to provide for funeral costs can help your family cope financially.


  • Acceptance is guaranteed with no medical underwriting, and anyone aged between 16 and 65 can be covered. Cover ceases on 86th birthday
  • Cover options: $5,000, $7,500 or $10,000 as applicable
  • We offer immediate cover for accidental death; otherwise full cover applies after 24 months
  • Benefit payable is either the cover selected or 75% of premiums paid, whichever is highest.

If this sounds like the kind of cover for you and your family, complete the application form and email it to A separate application form is required for each person.

Contact us if you have any questions- we're here to help!


    FIRST CREDIT UNION LOAN PROTECTION INSURANCE is underwritten by First Insurance Limited. First Insurance Limited has a BB Stable insurer financial strength rating issued by Fitch Ratings in February 2023.

    Fitch Ratings Insurer Financial Strength Ratings Scale: AAA:  Exceptionally Strong |  AA:  Very  strong  |  A:  Strong    |  BBB: Good| BB: Moderately weak B: Weak |  CCC:  Very weak  |  CC:  Extremely weak  |   C: Distressed.


    As at 30 June 2023, the Minimum Solvency Capital required to be held by First Insurance Limited under the Reserve Bank of New Zealand’s Solvency Standard was $5,000,000. The Actual Solvency Capital held by First Insurance Limited was $6,158,814, representing a Solvency Margin of $1,158,814 and a Solvency Ratio of 123%.

    Actual Solvency Capital


    Minimum Solvency Requirement


    Solvency Margin


    Solvency Ratio



    To view a copy of the 2023 First Insurance Limited Audited Financial Accounts click here.