We’ve been helping kiwis achieve their financial goals for 70 years!
Our Difference
We’re a bit different - and we like that!
We’ve been helping Kiwis with their finances for over 70 years and we’re proud to be a financial cooperative focused on putting our members and local communities first- at First Credit Union, YOU come first, not profits.
First Credit Union members benefit from lower fees, no fee loans at competitive rates and higher savings rates.
We have a range of products and services to look after you - no matter what stage in life you are in.
First Credit Union Named MoneyHub's Favourite Personal Lender for 2026
We are delighted to announce that First Credit Union has once again been awarded "Favourite Personal Lender" by MoneyHub, New Zealand's leading consumer finance guide - this time for 2026.
Dealer Finance vs. Pre-Approved FCU Car Loan: What's Actually the Difference?
Did you know? When you're buying a car, how you pay for it matters just as much as what you pay.
Most Kiwis know they need to sort finance - but many don't realise they have more than one option.
Start with a shortlist, not a wishlist. Before your pre-approval comes through, do your research. Know the makes, models, and price ranges you're interested in so you can move quickly once you're appr...
First Credit Union Named MoneyHub's Favourite Personal Lender for 2026
We are delighted to announce that First Credit Union has once again been awarded "Favourite Personal Lender" by MoneyHub, New Zealand's leading consumer finance guide - this time for 2026.
Dealer Finance vs. Pre-Approved FCU Car Loan: What's Actually the Difference?
Did you know? When you're buying a car, how you pay for it matters just as much as what you pay.
Most Kiwis know they need to sort finance - but many don't realise they have more than one option.
Start with a shortlist, not a wishlist. Before your pre-approval comes through, do your research. Know the makes, models, and price ranges you're interested in so you can move quickly once you're appr...
