We’ve been helping kiwis achieve their financial goals for 70 years!
Our Difference
We’re a bit different - and we like that!
We’ve been helping Kiwis with their finances for over 70 years and we’re proud to be a financial cooperative focused on putting our members and local communities first- at First Credit Union, YOU come first, not profits.
First Credit Union members benefit from lower fees, no fee loans at competitive rates and higher savings rates.
We have a range of products and services to look after you - no matter what stage in life you are in.
We’ve made a few updates to strengthen security across our online services, including improved multi-factor authentication (MFA) and we've implemented Confirmation of Payee.
First Credit Union Named MoneyHub's Favourite Personal Lender for 2026
We are delighted to announce that First Credit Union has once again been awarded "Favourite Personal Lender" by MoneyHub, New Zealand's leading consumer finance guide - this time for 2026.
We’ve made a few updates to strengthen security across our online services, including improved multi-factor authentication (MFA) and we've implemented Confirmation of Payee.
First Credit Union Named MoneyHub's Favourite Personal Lender for 2026
We are delighted to announce that First Credit Union has once again been awarded "Favourite Personal Lender" by MoneyHub, New Zealand's leading consumer finance guide - this time for 2026.