Car Loans

Found the car of your dreams?

We can help with a First Credit Union Car Loan!

Get approval before you buy with a secured Car Loan starting from 9.95% p.a variable.* Our car loans have terms up to 5 years, you can make extra repayments and pay off the loan early with no penalty. We also charge no application fees!


Start your application now!



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Important Information


*Normal lending criteria apply and T&Cs apply. Figures are an indication only for a $10,000 loan at 9.95% p.a. variable over a 7-year term and does not include loan protection insurance.

Normal floating rates range from 9.95% p.a. variable to a maximum of 18.00% p.a. variable

No minimum loan term. Maximum loan term 7 years.

No application fees and no early repayment penalties. 

Third-party fees such as credit check, vehicle check and registering security over a vehicle of $9.95 to a maximum of $30.75 may apply. View our rates and fees here.

Note: If you get a car loan, your vehicle must be insured - either with our First Credit Union Insurance or another insurance provider. Proof of insurance must be supplied before the loan is advanced to you and First Credit Union must be noted as the Secured Interest.