What can we help you with?
Personal Loans
- Am I eligible for a First Credit Union Personal Loan?
- How much can I borrow? What will the repayments be?
- Can I get a personal loan if I’m not a First Credit Union member?
- Can I extend my Personal Loan?
- Will I be penalised for early repayment?
- What can I use my First Credit Union personal loan for?
- What fees will I pay?
- What happens if I miss a repayment?
- What form of ID do I need to apply for a First Credit Union Personal Loan?
Home Loan FAQs
- Am I eligible for a Home Loan?
- What can I afford?
- How do I apply?
- What information will I need to provide?
- What is required on Pre-Approval?
- How long will it take to repay?
- How much and how often will the repayments be?
- Do I have to pay an application fee?
- What about insurance?
- Do I need a lawyer?
- Can I get pre-approval?
- What is the interest rate?
- Do I require a property valuation first?
- Can I make extra payments to my mortgage without penalty?
- What is the maximum term?
First Home Loan
- What is a First Home Loan?
- Am I eligible for a First Home Loan?
- Do I have to be living in the home I want to buy?
- What is the Lender’s Mortgage Insurance?
- How do I apply?
- What information will I need to provide?
- How much will my repayments be?
- Do I also have to pay an application fee?
- What about insurance?
- Do I need a lawyer?
- Can I get pre-approval?
- What is the interest rate?
Hardship
- What if I missed a payment on my loan?
- What should I do if I cannot make a payment/s?
- What if I default on my First Credit Union loan?
- How do I apply for Hardship?
- Hardship and your Credit file
- Are there services that can assist me with my finances?
- Debt collection agencies First Credit Union engage
Debit Card
- When will I get my card?
- What happens if I don't receive my card in the mail?
- What happens when my card expires?
- Why is there a difference between my available balance and current balance?
- What accounts can I link my debit card to?
- What should I do if I notice transactions on my account that aren’t mine?
- How do I dispute a transaction?