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First Credit Union was issued with a rating of 'BB' with a stable outlook by Fitch Ratings on 25 January 2024.
First Credit Union offers accounts to you under the FMC Act. At a Special General Meeting in May 2016 members voted unanimously to make various changes to the Credit Union Rules enabling us to transition from the Securities Act regime to the new FMC Act regime.
As part of the move to the FMC Act, on 27 October 2016, First Credit Union entered into an Amended and Restated Trust Deed ("Trust Deed") with the Supervisor, Covenant Trustee Services Limited. The Trust Deed updates the duties of First Credit Union and the Supervisor under the FMC Act.
Under the new regime First Credit Union now offers share accounts under a new Product Disclosure Statement (PDS), replacing our Prospectus and Investment Statement. Our PDS was registered on 3 November 2016. It sets out information about the accounts available to our members and other information about First Credit Union.
The Rule, Trust Deed, PDS and other information about the accounts and First Credit Union is available to you by searching for First Credit Union on the online Disclose Register, alternatively, you can download a copy of our Product Disclosure Statement.
Please contact us for information on investment options at First Credit Union.
New Zealand is one of many countries that has committed to new global standards on the automatic exchange of financial account information (AEOI). This information is required by law to be collected by financial institutions around the world for reporting to tax authorities.
Inland revenue has prepared a fact sheet to help you better understand AEOI and your obligations.
View our Privacy Policy here
2024 Audited Consolidated Financial Statements
2023 Audited Consolidated Financial Statements
2023 First Insurance Limited Audited Financial Statements
2022 Audited Consolidated Financial Statements
2022 First Insurance Limited Audited Financial Statements
If you would like an annual report for a different year please contact us and we will send you a copy.