Funeral Insurance

We've teamed up with Pinnacle to offer simple, affordable funeral insurance cover.

The passing of a loved one is a very emotional time, but it can also be very stressful. Having a policy in place to provide for funeral costs can help your family cope financially.

Benefits**

• • Acceptance is guaranteed between age 18 - 75 (no medical documents or underwriting required)
  • Cover continues beyond age 75 but cannot commence after age 75
  • Cover options: $5,000, $7,500, $10,000 or $15,000 (no excess applies)
  • Pinnacle offers immediate cover for accidental death; otherwise full cover applies after 24 months.

If this sounds like the kind of cover for you and your family, complete the application form and email it to insurance@firstcu.co.nz. A separate application form is required for each person.

Contact us if you have any questions- we're here to help!

Transfer of previous First Insurance Limited (FIL) Funeral Insurance policies to Pinnacle

On 1 April 2025, FIL transferred its existing Funeral Insurance policies to Pinnacle Life Limited.

Existing members with Funeral Insurance cover retain their current cover on the same terms, with Pinnacle as the insurer. However, no new policies or additional covers can be taken out on the previous FIL terms- instead, we now offer funeral plan cover via Pinnacle as outlined above.

If you have any questions, please contact us.

Funeral Plan policies are underwritten by Pinnacle Life Limited.

**A waiting period applies in the event of death that is not the direct result of an accident (as defined in the policy) and a different cover amount applies during the waiting period. Please refer to the relevant policy documents for full terms, conditions and exclusions. You can download the policy document here, or contact us for a copy.

Further information on Pinnacle Life Limited's financial strength rating can be found on their website.