Personal Loans OnlineTake out a car loan in May 2015 with First Credit Union and get a great low rate of 9.99%!

Borrow for less and save for more with a Personal Loan from First Credit Union.

Our loans have great interest rates, no fees, and easy repayments.

Apply for a personal loan online now and get a quick answer or apply at one of our NZ branches.

Apply Online | What You'll need

Find out what you need to apply! Our online personal loan application is easy and will only take around 15 minutes. Start now and you'll have an answer in one business day, provided all necessary information is received!

Personal Loans Calculator

Our online personal loan calculator can help you find out how much your repayments may be. Get started now!

Debt Consolidation

Take control of those bills and credit cards with a debt consolidation loan! We can combine all of your debt into one easy to manage personal loan. Apply for a personal debt consolidation loan today - you will be in control of your debt in no time!

Home Loans

Looking for your first home or refinancing? A First Credit Union home loan could suit you! We can pre-approve your home loan before you start looking so you know how much you can spend.

Overdrafts | Top Up Loans

If you're a member with us and find yourself a bit short of cash or have unexpected bills you need to cover, we may be able to offer you an overdraft or a top-up loan!

Car Loans

Looking for a new car? Why not get a pre-approved vehicle loan with us and you'll have more bargaining power with the dealer and know exactly how much you can spend! You'll be driving away in your new car before you know it!

Loan Agreement and General Terms

See a copy of our loan agreement and General Terms