Kiwi Cabins

We'll put YOU First!

Like Kiwi Cabins, we have many years (over 65 years to be exact) experience in helping everyday Kiwis achieve their goals.

We are a real alternative to the banks and all profit made is returned to our members by way of better rates and low fees. We're all about savings, loans and investments, but.......

Personal loans are what we do best!

Our personal loans:

  • Can help you get that Kiwi Cabin, Shed, Playhouse or Animal Shelter that you've had your eyes on
  • Have no application fees- which could save you hundreds!
  • Are tailored to suit your budget
  • Have interest rates from 10.95%p.a.*

 

Ready to apply? Apply online with our simple personal loan application.

Make sure you use the promo code 'KIWICABIN'.

Start your application today!

Open online form

First Credit Union Incorporated is not a registered bank. *Normal lending criteria and T&Cs apply. Subject to responsible lending enquiries. Interest rates range from 10.95%p.a. to 18% p.a. Third party fees of up to $29.90 for Credit Check, Credit Sense, Motor Check, PPSR, Docusign and Cloudcheck per applicant may apply.

 

Important Information

*Normal lending criteria apply and T&Cs apply. 

Normal floating rates range from 10.95% p.a. variable to a maximum of 18.00% p.a. variable

Minimum loan term 3 months. Maximum loan term 7 years.

No application fee and no early repayment penalties. 

^Third-party fees such as credit check, credit sense, motor check, PPSR, Docusign and cloudcheck of up to $29.90 per applicant may apply. View our rates and fees here.

 

Example of the total cost of a loan

When getting a loan it is important to consider the costs involved.

Here is an example of the total cost of a secured car loan:**

Borrowing $10,000
Application fee $0
Third party fee^ $29.90
Total $10,029.90
Total interest $2,393.94
Total amount payable $12,423.84

Over a 4 year term at 10.95% p.a variable rate, weekly repayments would be $59.73.

**Figures are an indication only and does not include loan protection insurance.

^Third party fees of up to $29.90 for Credit Check, Credit Sense, Motor Check, PPSR, Docusign and Cloudcheck per applicant may apply.

 

First Credit Union's head office is at: 111 Collingwood Street, Hamilton, New Zealand