First Credit Union
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First Credit Union Credit Union Auckland
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We’ve been helping kiwis achieve their financial goals for 70 years!
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We’ve been helping kiwis achieve their financial goals for 70 years!

Our Difference

We’re a bit different - and we like that!

We’ve been helping Kiwis with their finances for over 70 years and we’re proud to be a financial cooperative focused on putting our members and local communities first- at First Credit Union, YOU come first, not profits. 

First Credit Union members benefit from lower fees, no fee loans at competitive rates and higher savings rates.

We have a range of products and services to look after you - no matter what stage in life you are in.

Find Out Why We're Here

What Makes Us Different

We're proud to be different! Watch the video to see why we're better than the banks.

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Our Services

Personal Loans

Our low-interest rate personal loans NZ offer competitive low-interest rates, flexible repayment options, and NO application or establishment fees. Apply today!

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Bank Accounts

No joining or monthly account fees, and accounts that make looking after your money easy. Become a member today!

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Contactless payments

Pay quickly and securely with contactless payments!

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Investments | Term Deposits

Reach your savings goals faster with a Term Deposit with First Credit Union. Terms start at 3 months. Minimum deposit of $500. Check us out today!

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Insurance

First Insurance Limited offers a range of insurance to help you protect what is important to you! Check us out to see how we compare.

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Latest News

2025 Board Nominations

The Nomination Committee of First Credit Union is calling for nominations to the Board of Directors. Two directors are required for a three- year term.

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Term Deposits vs. Savings Accounts in NZ

The choice between a term deposit and a savings account comes down to two key factors: how much you want to earn and how quickly you might need your money. Let’s explore which option suits your financ...

Read more

What Is a Term Deposit?

If saving is a priority for you, we offer a range of savings accounts that can help you reach your goals. If you are after a more serious saver than you may want to consider a term deposit.

Read more

Latest News

2025 Board Nominations

The Nomination Committee of First Credit Union is calling for nominations to the Board of Directors. Two directors are required for a three- year term.

Read more

Term Deposits vs. Savings Accounts in NZ

The choice between a term deposit and a savings account comes down to two key factors: how much you want to earn and how quickly you might need your money. Let’s explore which option suits your financ...

Read more

What Is a Term Deposit?

If saving is a priority for you, we offer a range of savings accounts that can help you reach your goals. If you are after a more serious saver than you may want to consider a term deposit.

Read more

Experience the FCU difference!

Join us now

Contact us

We're here to help

Our Call Centre is open Monday 10.00am to 5.00pm and Tuesday to Friday 8.00am to 5.00pm and will be happy to help with any enquiries.
For more details, Contact Us.

You can also download our mobile banking apps below.

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