Low rates. No hidden fees.
We love not being a bank, that means we can offer you low interest, no application fee personal loans!
Get on top of debt, purchase a new car, or make your dream holiday a reality - we can tailor our personal loans to suit your budget.
If you took out a loan of $10,000 over a 7-year term at the great rate of 9.95% p.a variable. your weekly repayments could start from $38!*
Apply online with our simple personal loan application that takes about 15 minutes to complete.
FAQ Loan Questions
- Am I eligible for a First Credit Union Personal Loan?
- How much can I borrow? What will the repayments be?
- Can I get a personal loan if I’m not a First Credit Union member?
- Can I extend my Personal Loan?
- Will I be penalised for early repayment?
- What can I use my First Credit Union personal loan for?
- What fees will I pay?
- What happens if I miss a repayment?
- What form of ID do I need to apply for a First Credit Union Personal Loan?
Important Information
*Normal lending criteria apply and T&Cs apply. Figures are an indication only for a $10,000 loan at 9.95% p.a. variable over a 7-year term and does not include loan protection insurance.
Normal floating rates range from 9.95% p.a. variable to a maximum of 18.00% p.a. variable
No minimum loan term. Maximum loan term 7 years.
No application fees and no early repayment penalties.
Third-party fees such as credit check, vehicle check and registering security over a vehicle of $9.95 to a maximum of $30.75 may apply. View our rates and fees here.