Personal Loans Onlinepersonal loans new zealand

Borrow for less and save for more with a personal loan from First Credit Union.

Our loans have great interest rates, no fees, and easy repayments. If you're after a new car or have some credit card bills to clear up, we can help you!

Apply for a personal loan online now and get a quick answer in one business day or apply at one of our NZ branches.

Apply Online Now

Apply today and you'll have an answer in one business day, provided all necessary information is received. Our online personal loan application is easy and will only take around 15 minutes.

Personal Loans Calculator

Use our online personal loans calculator to get an indication of how much your repayments may be.

Debt Consolidation

Take control of those bills and credit cards with a debt consolidation loan! We can combine all of your debt into one easy to manage personal loan. Apply for a personal debt consolidation loan today - you will be in control of your debt in no time!

Home Loans

Looking for your first home or refinancing? A First Credit Union home loan could suit you! We can pre-approve your home loan before you start looking so you know how much you can spend.

Car Loans

Looking for a new car? Why not get a pre-approved vehicle loan with us and you'll have more bargaining power with the dealer and know exactly how much you can spend! You'll be driving away in your new car before you know it!


If you're a member with us and find yourself a bit short of cash or have unexpected bills you need to cover, we may be able to offer you an overdraft.