12 days of Christmas

Be in to win one of two prizes of $400 when you spend on your debit card over the holiday season.


Every purchase you make using your First Credit Union Mastercard® debit card in store or online between 13-24 December counts as an automatic entry into our prize draw. So the more you shop, the more chances you have to win.

How it works

 

  • Every purchase you make using your debit card during the promotional period 13-24 December 2021 counts as an automatic entry into our prize draw.
  • Qualifying purchases include phone and Internet purchases, bill payments and purchases made with your PIN. (Cash and ATM transactions are excluded from this promotion).
  • We’ll draw two winners every day during the promotional period.
  • If you’re one of our lucky winners, we’ll credit $400 to your account within four weeks of the date of your purchase. You’ll see the winning amount on your monthly statement and we’ll also call to let you know you’ve won.
  • You only have one chance to win, so if you’ve received a credit for your purchase no subsequent purchases will be entered into the prize draw.
Frequently Asked Questions
  • 12 Days of Christmas?

    12 Days of Christmas is the latest debit card promotion from First Credit Union debit card. Every time you use your First Credit Union Mastercard® Debit Card, you’re in the draw to receive a credit of $400 to your nominated First Credit Union account. Only qualifying purchases made after the start date of the campaign will be eligible

    The campaign runs from 13 December 2021 through until 24 December 2021 inclusive, or until all prizes are awarded, whichever comes first.

  • What cards are eligible?

    First Credit Union Mastercard® Debit Card

  • What type of Transactions are eligible?

    Qualifying purchases made with an eligible First Credit Union Mastercard® Debit Card include phone and internet purchases, bill payments and purchases that require using your PIN (personal identification number). Cash transactions and ATM transactions do not qualify.

  • How would I know if I’ve won?

    All winners will receive a credit on their monthly statement that will serve as the official winning notification. We'll also call to let you know you've won.

  • If I’ve won, how long will it take to receive my purchase refund?

    Prizes will be credited to your account within 4 weeks of your winning purchase.

  • Can I win more than once?

    No.  The prize limit for 12 Days of Christmas is one prize per person.  After you win, your purchases will no longer be eligible for 12 Days of Christmas. 

 

Terms and Conditions

Campaign commences on 13 December 2021 until 24 December 2020 (both dates inclusive) unless notified otherwise.

Eligibility: The campaign is open to all new and existing card members of First Credit Union Mastercard.

The following persons are NOT eligible to participate in the campaign: Cardholders whose account is delinquent, suspended, cancelled, or in breach of any terms and conditions herein and/or agreement during the campaign period.

Permanent and contract employees: For avoidance of doubt, permanent and contract employees of vendors, suppliers, advertising and promotional agencies for this campaign are eligible to participate in the campaign.

Qualifying entries: Qualified spend shall include retail and online purchases transactions both domestically and internationally made using your First Credit Union Mastercard debit card.

Split and or repetitive retail transactions of five (5) times and above in a day from the same merchant are disallowed and shall be disqualified.

General: In accordance to the selection sequence the winners shall be deemed as final winners. 12 days of Christmas prizes will be credited to the winner’s principal bank account within four weeks of the campaign period.

If there is any dispute or non receipt of 12 days of Christmas prizes, the winner is required to contact First Credit Union within 30 days of the end of the campaign. No request for any enquiry will be entertained after that period.