First Credit Union Debit Mastercard® Fees & Charges

Card Fees  
New or replacement card fee $15 per card
Admin Fee $5 six monthly
   
Transaction Fees  
Cash withdrawal from Credit Union ATM FREE
Cash withdrawal from other bank ATM $2.00
Enquiries and declines from Credit Union ATM FREE
Enquiries and declines from other bank ATM $2.00
   
Eftpos  
Eftpos charges, including contactless technology $0.25
   
Overseas  
ATM (per transaction)** $9.00***
Eftpos transactions $0.80
Foreign currency fee 2.25% of the $NZ amount
   
Service Charges  
Disputed transaction $50

 

*Some merchants may apply a charge for using contactless technology or for internet transactions; it is a merchant responsibility to notify you of any additional charges at the time of sale. These are usually added to purchase price.
**Some ATMs may also apply a surcharge to withdrawals from their ATMs. This should be drawn to your attention before you proceed with your transaction. This surcharge amount will be added to your withdrawal amount, converted to New Zealand dollars (if required) and debited to your account with your withdrawal.
***Includes settlement and ATM interchange fees.

 

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