First Credit Union Debit Mastercard®

Lets you access your money in more ways than ever before.

The First Credit Union Debit Mastercard is the ultimate in convenience - it works just like an EFTPOS card, using money from your nominated account, but you can also use it in places you would normally need a credit card – like online, over the phone or overseas.

Mastercard is accepted at more locations or in as many countries as any other card, making it the only card you’ll ever need, at home or abroad.

With just one card you can:

  • shop wherever EFTPOS or Mastercard is accepted – here and overseas
  • get direct access to the funds in your everyday accounts at ATM machines anywhere in the world*
  • buy things online, by mail order or over the phone


A faster way to pay – with contactless technology

Your First Credit Union Debit Mastercard comes with the added feature of Mastercard contactless technology which means at participating merchants you can now buy everyday items like newspapers, coffees and sandwiches without worrying about carrying cash.

Mastercard contactless technology is the faster way to pay for purchases of under $80. No signature or PIN is required. Just tap your card against the reader and go. For more information, please visit

How to Apply?

To apply for your First Credit Union Debit Mastercard visit your local branch or give us a call so we can send you out an application form.

See full list of fees and charges here.

* Wherever you see the Mastercard® symbol
+ Some exceptions apply

Full Debit Mastercard terms & conditions apply and are available from your local branch. Fees, service charges and overseas transaction charges apply.  Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated.

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