AccessDebit MasterCard®

Lets you access your money in more ways than ever before.

The AccessDebit MasterCard is the ultimate in convenience - it works just like an EFTPOS card, using money from your everyday account, but you can also use it in places you would normally need a credit card – like online, over the phone or overseas.

MasterCard is accepted at more locations or in as many countries as any other card, making it the only card you’ll ever need, at home or abroad.

With just one card you can:

  • shop wherever EFTPOS or MasterCard is accepted – here and overseas
  • get direct access to the funds in your everyday accounts at ATM machines anywhere in the world*
  • buy things online, by mail order or over the phone

AccessDebit Mastercard | Up to date chip technology

A faster way to pay – Tap & Go™ with contactless technology

Your AccessDebit MasterCard comes with the added feature of MasterCard PayPass TM which means at participating merchants you can now buy everyday items like newspapers, coffees and sandwiches without worrying about carrying cash.

MasterCard® PayPass™ is the faster way to pay for purchases of under $80. No signature or PIN is required. Just tap your card against the reader and go. For more information, please visit

How to Apply?

To apply for your AccessDebit MasterCard, use our online form (please note: If you were a NZCU Rotorua member you will be able to order your AccessDebit Card from March 2015) or contact or visit your local branch.

See full list of fees and charges here.

* Wherever you see the MasterCard® symbol
+ Some exceptions apply

Full AccessDebit MasterCard terms & conditions apply and are available from your local branch. Fees, service charges and overseas transaction charges apply.  MasterCard and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated. PayPass and Tap & Go are trademarks of MasterCard International Incorporated.