Personal Loan Application

Apply for your personal loans online. It's easy!

Start Your Application Now!

  • The cash loan application takes about 15 minutes to complete
  • You will be contacted regarding your application
  • If your loan is approved, we will call you to discuss the easiest way for you to sign the loan documents
  • Use our loan repayment calculator to find out what your weekly, fortnightly or monthly repayments will look like or check out our low interest rates

Before you start

You will need to ensure you have the following information for you and your joint applicant, if applicable:

  • Income details (like a recent payslip)
  • Information about any loans you are guarantor for
  • Details of what you can use for security - a vehicle, savings, property, a guarantor
  • Details of your outgoing expenses, like automatic payments, direct debits, balances of other loans or hire purchases you’re paying off

Note: Some boxes in the application may require you to enter a value before you can continue. If it’s not relevant to your application just put a 0 in the space.

Click here to apply online! 

Not a member?

That’s OK. You can still apply for your personal loan online!

It would be great for us to see your bank statements from the last 3 months, which you can attach to your application. 

Want to become a member? Fill out our online membership form!

Want to find out more about how First Credit Union works? 

Your information submitted in our online loan application is protected by a certified encrypted secure connection (SSL).
* Lending criteria apply. 
** All information you supply in this application is secure.
Normal floating rates range from 11.99% p.a to a maximum of 19.50% p.a. on 36 to 48 month term.  Maximum 4 year term
No application fees and no early repayment penalties
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