No dream is too BIG with a FCU personal loan!

Dreaming of a new car? An overseas holiday? New bathroom?

First Credit Union has been helping everyday kiwis achieve their dreams for over 60 years.

Whatever your dream is, we'll help you realise it with a NO FEE personal loan starting from 9.95% p.a.*

Our personal loans offer:

  • Competitive interest rates
  • Zero set up, application or establishment fees
  • And Flexible weekly, fortnightly or monthly repayments

Take out a loan of $10,000 over a 48 month term at the great rate of 9.95% p.a. and weekly repayments will start from $58!**   

Apply online or in any of our branches.



*Normal lending criteria apply and T&Cs apply.    
Normal floating rates range from 9.95% p.a to a maximum of 18% p.a. on 36 to 48 month term.  Maximum 4 year term
No application fees and no early repayment penalties
**Figures represented are an indication only and does not include loan protection insurance.




First Credit Union Bottom Bar