Non Standard Fees
The following fees are charged at the discretion of First Credit Union staff.
| Dishonoured outgoing bill or automatic payment |
$20.00 |
| Dishonoured direct debit |
$12.00 |
| Direct Credit Recovery |
$50.00 |
| Replacement AccessCard* |
$15.00 |
| Stopped cheque (per cheque) |
$25.00 |
| Stopped cheque presented (per reversal) |
$25.00 |
| Special Answer (per cheque, for NZ cheques only) |
$32.00 |
| Dormant account fee (per year)** |
$20.00 |
| Overdraft (Casual) |
$5.00 |
| Overdraft (Unarranged) |
$10.00 |
| Fixed term/Reducing overdraft application |
$20.00 |
| Statement Request |
$2.00 |
|
Request to have a statement faxed |
$5.00 |
|
Transaction search fee (per hour) |
$25.00 |
|
Reversal of payment made (TBF) |
$15.00 |
|
Early withdrawal fee (withdrawals under $200) |
$20.00 |
|
S8 Online Savings staff assisted withdrawals or transfers |
$5.00 |
|
S10 Money Maker Account staff assisted withdrawals or transfers |
$5.00 |
| Collection/Debt Recovery fees | |
|
Default fee |
$25.00 |
|
Delinquent loan letter |
$20.00 |
|
Debt Recovery field visit |
$20.00 |
|
Pre-possession notice fee |
$30.00 |
|
Repossession fee |
$50.00 |
|
Post possession notice |
$25.00 |
|
Statement after sale fee notice |
$25.00 |
|
Final notice fee |
$20.00 |
|
Issuance of legal recovery instructions fee |
$50.00 |
* The first 3 eftpos card are free. A $15 fee applies per card thereafter.
** Charged if your account is inactive for a year and we can’t locate you. We’ll refund the charges if you make a claim within six years.
