Apply for a Debt Consolidation Loan Online
We know paying them all back can get complicated and we can help combine all your debt into one easy to manage personal loan.*
By combining all your debt into one simple repayment, chances are you’ll save hundreds on interest. Work out what your repayments could be.
With no early repayment fees, you have the option to make extra payments on your loan - paying your debt off faster.
Apply online with our simple personal loan application. Click here to see a quick video about our online loan application process.
Please note: There has been an update to legislation which changes how we can lend you money. For more information about these changes, click here.
Before you borrow, make sure you check out the Responsible Borrowing Code.
You are protected by responsible lending laws. Because of these protections, the recommendations given to you about our personal loans are not regulated financial advice. This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed. |
Personal Loan Calculator
Work out what your repayments might be before you apply for a personal loan online.
Figures shown are indicative only and may differ from your application. Interest rates vary depending on the type of security that is offered.
Check out the important stuff
First Credit Union's head office is at: 111 Collingwood Street, Hamilton, New Zealand