Before you begin your application please read the following carefully:

The application will take about 15 minutes to complete. If your loan is approved, we will still need your signature which will require an appointment at one of our branches. We will contact you within 1 working day regarding your application, requesting further information we may need, or letting you know an approximate timeframe for a decision to be made.

Make sure you have the following information handy when filling out this application, both for you and a joint applicant (if applicable):

• Income details
• Details of outgoings, including your regular payments such as automatic payments, direct debits, and balances of other loans you are still paying off.
• Details of what you may be able to offer as security – vehicle, savings, property, a guarantor.
• Include any loans you are a guarantor for.

When you are filling out the application, some boxes may require you to enter a value before you can continue. If it is not relevant to your application, just type '0' in this space.

Not a member?

If you are not a member, you can still apply online! It would be helpful though for us to see your last three months bank statements - the online application will give you an option to attach electronic statements and any other documents you think we might find helpful.

 Did you know...

...First Credit Union's Hamilton Branch is now open on Saturday mornings for personal loans? Our lending staff are now available for loan appointments from 9am until 12:00pm every Saturday.

Click here to complete an online loan application

 *All information you include in this application is secure.